Wednesday, April 6, 2011

No, it's not free and how 'bout those Huskies

Free credit report isn't free

I do wish Comcast would stop carrying the "Free Credit Score" promos on its main page. It's a lie.

Everybody's getting into the act, including the federal government. Each year, each person is entitled to a free credit report. You need to go to the FTC Web site and request it. Don't go to one of the sites that say they'll show you how to get to your credit report. If the site has a ".com" in it, don't go there.

So, the government, for a change is telling us the truth but not the whole truth and nothing but the truth. You can get your credit report there, but if you want your credit score, you have to sign up with a commercial service.

Same thing with those tacky ads on television. Free Credit Report Dot Com does NOT give you a free credit score or free anything else. The announcer in the ad mumbles that you get the score with enrollment in their service. There also is baby type on the screen that says that.

I think the service is $14.95 a month. That's about $180 a year. For some people, that's a lot of money.

Some services, like American Express, will give you access to your credit report and one credit score free. That's part of the service. But AmEx only will give you your score in one of three rating services. If you want to see the other two, yes, you get it. Sign up and pay.

I guess you only get to know for sure when you try to take out a loan or buy a car or mortgage a house. Then you can ask the banker or dealer to run your scores. I'm sure they'll be happy to comply as long as you are serious about buying what they have to sell.

How about those Huskies

Yes, it was a dirty game. Who cares. The Connecticut Huskies are the rulers of the men's basketball world.

I love irony. At the start of the season, the women's basketball team was all it. Moore was three-time all everything and compared to Holdsclaw and Taurasi and Bird and Lieberman. The men's team was picked 10th in the Big East and already had a space reserved at the NIT. They weren't supposed to go anywhere. Rebuilding year.

So, here we are in baseball season with the Final Four down to the Final One, and guess who is cutting down the nets. And guess who just couldn't get it done. Irony.

Yes, the UConn men beat a team who would have lost to the Little Sisters of the Poor, but who cares. They had to play some pretty mean teams to get there: five games in five straight days in the Big East, no bye in the Big Dance. They worked for the chance to beat Butler. Kentucky was supposed to bring them back to reality and send them home.

Didn't turn out that way. More irony. Ms. Moore, Ms. everything didn't come back from Indianapolis with the team. She was off picking up yet another award while her teammates were taking what had to seem like the longest plane ride in history. Bad time to have a bad game.

Speaking of irony, Geno Auriemma was very politic when he talked about the officiating in that game. It was played in Indianapolis and not far from where Notre Dame is. When asked about it, Geno said the refs could have called some fouls one way or another, and they called them against the Huskies. A team that seldom was in foul trouble was called for being near another player. Notre Dame players were giving the UConn players whacks that you could to time for. Refs were like Sgt. Schultz: "I see nothing, nothing."

Geno didn't complain. He just had that face. You know, the one that says, "If it walks like a duck and quacks like a duck" it's bad officiating.

Until next time...

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